Remember to follow safe practices when either shopping on line or shopping at the area mall or retailer. When shopping at the mall here are a few suggestions: Park in an area close to the mall entrance that is well lit if shopping in the evening. Pay attention to your surroundings and have your keys and cell phone ready to use. If carrying anything in your arms be sure your hands are free and when you’re finally prepared, simply walk directly to your destination. When shopping on-line: 1) Be sure you know your merchant 2) Protect your privacy. 3) Learn all of the details of the order such as fees, charges, and delivery dates along with return policies. 4) Choose just one credit card to use for all internet purchases and safeguard your password. 5) Keep good records of the transaction.